How Do I Get Aaa to Lower My Rate?

AAA offers auto and home insurance coverage at competitive market rates. You get several discounts like bundling discounts, safe driving discounts, multi-vehicle discounts, and early buying discounts. You can explore the discounts and benefits you are eligible for by vising the official website or customer service representative.

Bundle Your Insurance Policies

Bundling can lower your AAA insurance rate. You can save up to 25% on your home insurance and 12% on your auto insurance by bundling your policies.

Multi-Vehicle Discounts

If you have more than one vehicle, you could opt for multi-vehicle discounts. You can minimize your insurance price by choosing AAA auto insurance for all your vehicle insurance needs. The cost of insurance would depend on the size and price of the vehicle, the policy's coverage limit, the policy term, and other similar factors. Multi-vehicle discounts are not only convenient, but they also come with practical benefits. Members can save up to 20% on select coverage with multi-vehicle discounts.

Discounts for Safe Driving Behavior

Drivers who have good driving records and take necessary safety precautions may be eligible for safety discounts. The organization's certified technicians will inspect your vehicle to ensure that seatbelts, airbags, and other relevant safety systems are installed.

Choose Long-Term Insurance Policies

Suppose you are looking for ways for lowering your AAA insurance rate; it's best to choose long-term insurance policies over short-term auto insurance policies. You can save up to 34% by choosing an insurance policy with a term life of over three years. Long-term insurance policies may also be cheaper than standard insurance policies. If you are sure that you will not sell your vehicle immediately, it's recommended you opt for long-term insurance coverage.

Purchase Early

Members who purchase their new insurance policies at least a week before the expiration of their old insurance policies are eligible for advance purchase discounts. You could save up to 5% on total coverage by buying the policy in advance.

Discuss With Your Insurance Agent

Your insurance agent will help you study and determine your insurance needs and find appropriate policies. The agent will also help you find ways to lower your insurance rates. You can contact expert insurance agents affiliated with the club by calling the club's official phone number available in the GetHuman Directory.

Why Did GetHuman Write "How Do I Get Aaa to Lower My Rate?"?

After thousands of AAA customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Get Aaa to Lower My Rate? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting AAA if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for AAA Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like AAA in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Get Aaa to Lower My Rate? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.


Asked a year ago
Updated a year ago
Viewed 627,369 times
AAA cheaper rate
Get lower rate from AAA

What customers are saying about this and similar problems

I am unhappy about the way my claim, was handled with AAA. I purchase a BMW off the l...
Jaime Cruz requested lock out services in New york from all County auto in flushing Qu...
I need to be able to reset my online account. It says that I already have an Existing a...
Need a tow. My vehicle stalled out on me. I need it towed about ** miles to Hawthorne F...
Need a tow. My vehicle stalled out on me. I need it towed about ** miles to Hawthorne F...
Was this page helpful? If so, please share!
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!