What's Covered by My Aaa Policy?

With AAA, you get comprehensive auto insurance as well as several other benefits. You should make sure that the full value of your vehicle is insured, otherwise, If your vehicle is damaged in an accident you risk being under-insured.

A vehicle is covered through insurance in the event of an accident causing it to be damaged. You can claim the costs of that vehicle if it is damaged. You need to make sure you are insured for its full value or you risk being underinsured.

When an accident occurs and your vehicle is damaged, you can submit a claim for the costs of the item insured. Insurance is designed to protect you from financial ruin in the event of a loss.

You need to make sure you choose a policy that offers solid protection, and it is imperative to take the key factors into account like the value of your vehicle and your driving history. When deciding which policy is best for your car, you will find many to choose from. Keep in mind that all policies are not the same since they vary in the level and type of coverage available. AAA has become your one-stop shop for your vehicle insurance and offers you the best value for money with all the programs.

What's Covered By My AAA Auto Insurance Policy?

The comprehensive policy from AAA comes with a huge range of benefits like faster claims service, 24/7 roadside assistance, discounts on repairs, in-branch DMV services, and an average savings of $376 when you switch your insurance to AAA.

The main features included in the comprehensive auto insurance policy from AAA:

  1. Collision Coverage: If your vehicle is damaged in a collision, your insurance coverage may pay for its repair or replacement, regardless of fault.
  2. Rental Reimbursement: Whenever your vehicle needs to be repaired and a rental car is covered by your insurance policy, this pays for the rental car.
  3. Gap Insurance: If your vehicle is totaled, gap insurance makes up the difference between the payout you receive from your typical auto insurance and any amount you still owe to the lender.
  4. Medical Payments: You or your passengers may be entitled to receive reasonable medical and hospital expenses after a traffic collision, regardless of who's at fault.
  5. Accidental Death Benefits: When you don't have life insurance and are involved in a fatal accident, your policy may cover end-of-life expenses.

Additional Insurance Types

In addition to comprehensive car insurance, AAA offers home, life, and business insurance which you can bundle to save even more.

  1. Home Insurance: Whether you own or rent, rest assured that your home is covered by home insurance from AAA.
  2. Life Insurance: Make sure your loved ones are cared for with the coverage from AAA Life Insurance.
  3. Business Insurance: Protect your business needs with competitive rates from AAA.

To assist you with making the correct decision, you can contact one of the knowledgeable and friendly customer service representatives available 24/7 to answer any questions you may have and to assist you in obtaining a quote.

Why Did GetHuman Write "What's Covered by My Aaa Policy?"?

After thousands of AAA customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together What's Covered by My Aaa Policy? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting AAA if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for AAA Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like AAA in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our What's Covered by My Aaa Policy? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.


Asked a year ago
Updated a year ago
Viewed 865,697 times
AAA Car Coverage
Comprehensive Coverage by AAA
Car Insurance From AAA
Comprehensive Car Insurance

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