Did you know that about 41% of households in the United States have credit card debt? The average debt balance is more than $6,000. With Acorns, you can pay your credit card bill with ease. Even though your debt may seem huge, it isn't insurmountable, and you can complete payments in a few simple steps.
Find Out What You Owe
The first step of paying your Acorns credit card bill is finding out how much you owe. If you have multiple cards, consider creating a list with the details of each card. Write down the amount you owe, interest rates, and monthly payments. Do not fall into the trap of paying more or less than required. Having everything in writing will ensure that your payments are just right.
Pick a Strategy
Come up with a payoff strategy that works. There are two main methods: the avalanche method and the snowball method. Even though they are both successful, you should pick an option based on your needs and personality.
The snowball method is one where you start off by paying the minimum payments except the smallest debt. This means that you must start by organizing the balances and minimum payments owed in descending order.
You can pay as much as you can towards the card until you finally complete your payments. Even though you may be paying high interest rates on the bigger balances, paying off the smaller balances may take a shorter time. This means you can succeed faster.
In the avalanche method, you organize your debt based on interest rate. Start by paying off the one with highest rates, and only the minimum interest in the others. Move on to those with lower interests. The aim of the method is to minimize your interest rates over time.
Make the Relevant Changes
If you are keen on paying off your debt, you have to make the relevant changes. Getting out of debt is not enough. You must be able to stay out of it. Usually, credit card debt is a sign that you are overspending. If, for example, you use your credit card to buy things that you cannot afford, it may be time to change your mindset. Consider using it solely for emergencies. Create a clear budget and stick to it.
Setting Up Bill Pay on Spend
You can use your Spend account's routing and account number to pay bills. Follow these steps to locate your routing number and Spend account:
1. Log into your account and click on the option "Spend Smarter."
2. Click "Settings Gear" at the top right, and you can view the account and routing numbers for your account.
1. Log in to the Acorns website on Google Chrome
2. Click "Spend Smarter" and then "Settings Gear."
3. You will find the account and routing numbers for your account.
Contacting the Support Team
The most reliable option for contacting Acorns is on the phone. It is convenient and the most reliable way to connect with an agent. With phone support, the agents try to get you the help you need as soon as possible. Whether you wish to pay your Acorns credit card bill online or get support with other issues, the customer service team will be available to help.
After thousands of Acorns customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Pay My Acorns Credit Card Bill Online? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Acorns if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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