How Can I Find What Is Covered in My Allianz Insurance Trip Insurance?

If you purchase Allianz travel insurance for an upcoming trip, you should familiarize yourself with what it does and doesn't cover in case problems come up during your trip. In general, it covers most but not all unforeseeable events that cost you money. It does not cover any reasonably foreseeable events.

Allianz travel insurance can be a real help if something goes wrong during your trip. It can stop unfortunate events from becoming disasters. However, you should understand what Allianz travel insurance does and doesn't cover before you leave, so you'll know what to expect if worse comes to worst. In brief, Allianz travel insurance covers losses arising from most unforeseen events that happen during your trip.

Foreseeable Events that Allianz Travel Insurance Doesn't Cover

Events that are reasonably foreseeable won't be covered by your Insurance. So, if you have a family member with a chronic illness, for example, your insurance would not cover you having to cut your trip short and rush back home because you could reasonably be expected to foresee that this might happen. As another example, if you book the trip after the National Hurricane Center has forecast a hurricane in the area you are traveling to, losses due to the hurricane will not be covered.

Unforeseeable Events that Allianz Travel Insurance Covers

If, however, a hurricane arises after you have started on your trip, you will be covered for the cost of the trip, the cost of an early flight back, and other incidentals arising out of the storm. If the weather turns bad at an airport while you are on your trip, your Allianz travel insurance will cover the cost of a hotel room and meals while you wait. If you get food poisoning on your trip, you will be compensated. As long as the event could not be reasonably foreseen, you're covered.

Unforeseen Events that Allianz Travel Insurance Does not Cover

Well, you're covered for the most part. There are a number of unforeseeable events that Allianz does not cover. These are:

  • War
  • Civil unrest
  • Natural disasters
  • Terrorist events
  • Changes to government regulations
  • Epidemics
  • Sports competitions
  • High-risk sports
  • Radioactive contamination or other nuclear disasters
  • Learning to fly
  • Pollution issues
  • Travel alerts

Contacting Allianz

If you have any questions about your Allianz travel insurance policy, or if you need help making a claim, contact an Allianz representative. The customer service department can be reached by phone or help forum.

Why Did GetHuman Write "How Can I Find What Is Covered in My Allianz Insurance Trip Insurance?"?

After thousands of Allianz Insurance customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Can I Find What Is Covered in My Allianz Insurance Trip Insurance? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Allianz Insurance if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Allianz Insurance Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Allianz Insurance in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Can I Find What Is Covered in My Allianz Insurance Trip Insurance? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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