How Do I Get Allstate to Lower My Rate?

Everyone wants to save money however they can, but some things are worth their weight in gold. Certain things like a quality car or your dream home are investments, they need insurance to match. Insurance shields you and your family when things go wrong, so it's good to have. Calling Allstate or exploring its website can give you more information to make the most sound decision you can make regarding your peace of mind.

Remember the tagline "you're in good hands with Allstate?" This is exemplified by Allstate's dedication to its customers and the variety of insurance products offered. However, not everyone can afford the rate given by Allstate. What options do you have if you're already a customer to lower your rate and what do you do if you're a potential customer?

Options for Current Customers

If you already have at least one policy with Allstate, chances are you qualify for one of the many available discounts. For auto policyholders, there's a new car discount if you're the first owner of your car. There's also a multiple policy discount, and there are possible savings if you can bundle. You can also lower your rate if your car has anti-lock brakes and anti-theft equipment installed. Your rate can also be potentially lowered if you enroll in electronic statements, autopay or pay in full.

Allstate also rewards you for responsibility: Did you know that you can receive a discount if you pay your premium on time, without receiving a cancellation notice in the past 12 months?

There's also opportunities if you're a responsible driver. Allstate has a Safe Driving Club, it may be a good idea to call Allstate's customer service representatives to learn more about this or any other discount this guide covers.

Since Allstate does offer other insurance products besides auto, rest assured that you can find similar discount options for home, renters, condo and business insurance, just to name a few. For example, you will find your rates can be lowered if you have multiple policies or engage in responsible payments as in a payment plan or you pay on time. There are also discounts for having a security system installed in your home or being your home's first owner.

You may even save 10% each year for having your home insurance policy with Allstate.

Options for Potential Customers

Naturally, if you're not a customer of Allstate yet, you're going to have questions about how to ensure that you'll get the best rate for your insurance premium. It goes without saying that research is needed. Explore Allstate's website for yourself to see what discounts you qualify for and use the get a quote tool to get your estimate. Some people like to talk to someone and that's fine too. That's a reason why good customer service is always important to cultivate in any business. Feel free to call Allstate to get more information. For example, Allstate offers an Early Signer Discount for signing your policy seven or more days before it goes into effect, not many companies offer a discount like that.

Please call Allstate if you have questions.

Why Did GetHuman Write "How Do I Get Allstate to Lower My Rate?"?

After thousands of Allstate customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Get Allstate to Lower My Rate? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Allstate if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Allstate Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Allstate in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Get Allstate to Lower My Rate? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.


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Allstate discounts to lower rate
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