Founded in 2009, Ally Bank is a full-service online bank headquartered in Sandy, Utah. It's the sole digital banking solution under the management of Ally Financial Inc, which began offering financial services in 1919 as part of the General Motors Acceptance Corporation. The bank offers a complete spectrum of online banking solutions that incorporates savings, checking, money market, and certificate deposit accounts as well as mortgage, auto and personal loan, investment, and retirement services.
All the above-named solutions can be suitable for individuals who can comfortably transact through computers and mobile devices. Ally is also an ideal banking service for persons who need a savings account with no minimum balance threshold, checking accounts that lack maintenance obligations, and those who need more from their certificate deposit accounts without following a minimum deposit policy.
That aside, the bank has an e-check deposit service, which consumers can use to directly deposit checks into their accounts. You should note that with Ally Bank, it's not possible to send a check to someone else online. However, the e-check deposit service provides customers with a convenient way to inject funds into their money market, interest checking, or online savings account.
If you bank with Ally, you can either send your e-check deposit online or via the Ally Mobile application following the steps outlined below;
Specifically, phone users can follow the process detailed below;
For online deposits, the process is as follows;
Once you're done, the first 300 dollars of the amount you deposited may appear on the next day of business. The remaining up to 25,000 dollars may be available after two business days. If your deposit surpassed the 25,000-dollar mark, the balance may appear after five business days. The e-check deposit process works on both Android and iOS mobile devices and customers can also use the bank's website at ally.com.
Sometimes the bank may put a hold on your funds. This could be possible under the following circumstances;
With that in mind, you should have an understanding of the specific requirements for the e-check deposit process. They include your check being;
To view your Ally e-check deposit activity online;
To have a glimpse of your deposit activity via the mobile application;
You can call Ally Bank's customer care representatives to obtain more information on how e-check deposits work. Also, they can help you find a solution if indeed you need to send a check to someone else online using Ally Bank.
After thousands of Ally Bank customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Send a Check to Someone Online Using Ally Bank? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Ally Bank if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
GetHuman has been working for over 10 years on sourcing information about big organizations like Ally Bank in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Send a Check to Someone Online Using Ally Bank? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.
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