How Do I Setup Autopayment for My American Express Credit Card?

As an American Express cardholder, you may be exploring autopayments to streamline your monthly payments. You can set up autopayments online or by completing the autopay enrollment form included in your monthly statement. Keep in mind it may take one to two billing cycles for the automatic payment to go into effect. Also, you can change your American Express autopayment (or cancel it) at any time.

Auto payment is a convenient way for customers to pay bills on time, increase credit scores, and take the headache out of meeting obligations. As an American Express cardholder, you may be wondering what steps to take to set up autopay. How do you set up auto payment for your American Express credit card? You can get information and aid with the process by contacting customer support here. You can also read on to learn how to set up autopayment.

Benefits of American Express AutoPay

There are a number of benefits to setting up automatic payments for your American Express credit card. Those benefits are discussed below.

  1. There is no fee to set up autopayments.
  2. Autopayments can be canceled at any time.
  3. You can still review your payments before the autopayment is drafted from your bank account.
  4. The amount you pay is in your control. You can pay the minimum due, the statement balance or a different amount above the minimum.
  5. You can change your payment date with autopayments. Therefore, you can set your autopayments to be drafted before the credit card statement due date.
  6. You can still make added payments any time.

How To Set Up Autopayments

Setting up your automatic payments is easy and can be done online or by sending the enclosed autopayment form you received with your billing statement.

Online

To set up autopayment for your American Express credit card online, follow these steps:

  1. Open the American Express website.
  2. Log into your account.
  3. Click on "Payments."
  4. Select "Manage AutoPay."
  5. Decide how much you want to pay each month.
  6. Select the bank account you want to use for your American Express credit card bill.
  7. Review your selections carefully.
  8. Click on "Enroll in AutoPay."

Via Mail

Your American Express statement has a form you can complete to enroll in AutoPay. You will need to supply the following information:

  1. Name
  2. Account number
  3. Payment options (how much you want to pay each month)
  • Total new statement balance
  • Minimum amount due
  • Fixed amount
  • Payment schedule (when you want the autopayment to occur after the current statement closes out).
    • You can choose 16-25 days after the closing of the current billing period.
  • Bank account type
    • Personal or business checking
    • Personal or business savings
    • Routing number
    • Account number
  • Sign and date the form and return it to American Express with your current payment.
  • Things To Remember

    When setting up automatic payments for your American Express credit card, remember there are some things to take into consideration. These include:

    1. It may take one or two billing cycles for autopayment to go into effect.
    2. Make sure the bank account you use for your payments keeps a high enough balance to meet your payment options.
    3. If you make any changes to your autopayment options, these may take some time to reflect in your payments.
    4. Check your statement often to ensure you are being properly credited for payments.

    Setting up autopayment for your American Express credit card will help you stay on top of your bill, relieve stress, and help improve your credit score. For more information or aid, contact American Express customer support here.

    Why Did GetHuman Write "How Do I Setup Autopayment for My American Express Credit Card?"?

    After thousands of American Express customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Setup Autopayment for My American Express Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting American Express if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

    Why does GetHuman Write How-to Guides for American Express Problems?

    GetHuman has been working for over 10 years on sourcing information about big organizations like American Express in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Setup Autopayment for My American Express Credit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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