If you have a car and are looking to cut costs, one way to do it is to get your insurance company to lower your rate. If you have auto insurance with Arbella, you have several options at your disposal.
Get Your Grades Up
If you're a student, one way you can get a lower rate is to get your GPA up to 3.0 or higher. Doing so qualifies you for the company's good student discount.
Switch to a Hybrid or Electric Car
Arbella offers lower rates for hybrid and electric cars. If you can sell your gas-powered car and switch to one of these, you'll get a lower rate.
Install Anti-Theft Devices
These devices put your car at a lower risk for theft; that lowered risk will be reflected in a lower rate.
If you drive less than 10,000 miles over the course of a year, you qualify for a discount.
Ask for a Higher Deductible
If you ask for a higher deductible, you can get a much lower rate. Just be sure that you have the ability to pay that higher deductible if you get in an accident before you do this.
Improve Your Credit
Arbella uses your credit record to help calculate how much of a risk you represent. If you improve your credit enough through timely, consistent payments, Arbella rewards you with a lower rate. Check your credit record to see if there are any errors that are lowering your credit, and have them corrected.
Take Defensive Driving Courses
Arbella also lowers your rate if you take and pass defensive driving classes. Ask Arbella what courses you can take to qualify for a lower rate.
If you go without any accidents for 3 years, you qualify for Arbella's safe driver discount.
Pay Your Premium Up Front
If you pay your year's premiums in advance instead of by the month, you'll get a substantial discount.
If you have any questions, contact the Arbella customer service department. You can reach it by phone and by help forum options.
After thousands of Arbella Insurance customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Get Arbella to Lower My Rate? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Arbella Insurance if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
GetHuman has been working for over 10 years on sourcing information about big organizations like Arbella Insurance in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Get Arbella to Lower My Rate? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.