How do I recover my Bank of America account?

If you are locked out of your Bank of America account, all you need to do is follow these steps to recover your account and have access back in very little time.

Access to your online Bank of America account is vital. Your account hold your money, contains important information, and allows you to pay bills. You also want to regularly monitor your online account to catch any suspicious activity and report it as quickly as possible.

If you ever can't access your account, you'll want to take the necessary steps to fix this as soon as possible. Follow the below step-by-step instructions on how to recover your Bank of America account.

Forgot Your Passcode

  1. Go to https://www.bankofamerica.com/online-banking/sign-in/?request_locale=en_US

  2. Select the downwards facing arrow next to 'Sign in help options.'

  3. Click on 'Forgot your Passcode'

  4. You will be redirected to a new page where you're asked to provide the last six digits on your card or account number and your social security number (SSN) or Tax ID number (TIN).

  5. Select 'Continue' and follow the prompted instructions to reset your password and log back into your account. You'll receive an email confirming the change.

  6. If you don't have your SSN or TIN, you can select 'Don't have an SSN or TIN?'

  7. Enter your Checking/Savings Account number, the last six digits of your ATM/debit card number, and your ATM/debit card pin.

  8. Select 'Continue' and follow the prompted instructions to reset your password and log back into your account. You'll receive an email confirming the change.

Forgot Your Online ID

  1. Go to https://www.bankofamerica.com/online-banking/sign-in/?request_locale=en_US

  2. Select the downwards facing arrow next to 'Sign in help options.'

  3. Click on 'Forgot your Online ID'

  4. You will be redirected to a new page where you're asked to provide the last six digits on your card or account number and your social security number (SSN) or Tax ID number (TIN).

  5. Select 'Continue' and your online ID will be sent to you.

  6. If you don't have your SSN or TIN, you can select 'Don't have an SSN or TIN?'

  7. Enter your Checking/Savings Account number, the last six digits of your ATM/debit card number, and your ATM/debit card pin.

  8. Select 'Continue' and your online ID will be sent to you. Go back to www.bankofamerica.com and use your online ID to sign into your account.

Forgot Both Online ID & Password

  1. Go to https://www.bankofamerica.com/online-banking/sign-in/?request_locale=en_US

  2. Select the downwards facing arrow next to 'Sign in help options.'

  3. Click on 'Forgot your Online ID & Passcode.'

  4. You will be redirected to a new page where you're asked to provide the last six digits on your card or account number and your social security number (SSN) or Tax ID number (TIN).

  5. Select 'Continue' and follow the prompted instructions.

  6. If you don't have your SSN or TIN, you can select 'Don't have an SSN or TIN?'

  7. Enter your Checking/Savings Account number, the last six digits of your ATM/debit card number, and your ATM/debit card pin.

  8. Select 'Continue' and follow the prompted instructions. As you forgot your password, you'll be asked to reset it and an email will be sent to your confirming the change.

If at any time, you have issues accessing your account, you can reach out to the Bank of American Customer Service Help team. The Customer Service team is available Monday to Fridays at 7:00 am to 10:00 pm, Saturday and Sundays 8:00 am to 5:00 pm EST.

You can also try going into a Bank of America branch office for help accessing your online account. You will need to have some form of government-issued identification on hand with you, your bank card, and possibly your SIN or TIN number with you. However, it's typically faster and easier to use the Bank of America Customer Service Help team for online banking issues as the tellers may be limited in their ability to help.

How do I recover my Bank of America account?

Why Did GetHuman Write "How do I recover my Bank of America account?"?

After thousands of Bank of America customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How do I recover my Bank of America account? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Bank of America if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Bank of America Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Bank of America in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How do I recover my Bank of America account? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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