As a Capital One customer, keeping up with your monthly payments will ensure healthy credit and may improve your credit rating. Whether you're negotiating due to late payments or circumstances that impact your finances, or you just want to set up an automatic payment plan to keep on track, Capital One offers options. You can get information and assistance from Capital One customer support here, and below are ways to set up a payment plan.
If you're setting up a payment plan to take care of past due payments, you will need to do the following:
One of the easiest ways to keep from falling behind in your Capital One payments is to set up auto payments. To set up auto-pay follow these steps:
You can also contact Capital One customer support to negotiate a payment plan when you experience financial hardships. Capital One encourages customers to call them immediately when they're experiencing hardships rather than wait until they are behind in payments. You can negotiate a payment plan by doing the following:
When setting up a payment plan with Capital One, keep in mind that each plan will be different. You're still responsible for the debt incurred, but there are ways to reduce the overall amount you pay if fees are waived and interest rates are reduced. For more information contact Capital One customer service here.
After thousands of Capital One customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Set Up a Capital One Payment Plan? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Capital One if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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