How Do I Setup Autopayment for My Capital One Credit Card?

As a Capital One cardholder, you will learn the pros and cons of setting up autopayments for your monthly bill. You can set up autopayments online at the Capital One website. You can also set up autopayments via the Capital One mobile app following the step-by-step instructions provided. Cardholders are also reminded to check monthly statements regularly to look for suspicious activity and to ensure your payments are posting.

Autopayment is a popular, convenient, hassle-free way to pay your Capital One credit card bill. How do you set up autopayment for your Capital One credit card? Below is more information on autopayment and how to set it up for your Capital One credit card.

Pros and Cons of Autopayment

With all modern conveniences, there are pros and cons to setting up autopayments for your Capital One credit card. These are further outlined below.

Pros

There is no doubt that autopayment has some distinct advantages. These include:

  • Setting up autopayments makes your life easier. It is one less thing to worry about when you know your Capital One payment is set each month.
  • You can avoid late fees by setting up autopayment for your credit card.
  • Autopayment ensures that your Capital One credit card is paid on time each month. This reflects well on your credit score making it go up.

Cons

There are also cons to autopayment for your Capital One credit card. The cons of autopayment are:

  • You may not be totally free of fees. You want to make sure you set up the autopayment a few days in advance of the due date; otherwise, the payment may post late causing you late fees.
  • It's still important you check your statements regularly to ensure your payments are being properly credited and there is no suspicious activity on your Capital One bill.

How to Set Up Autopayment

There are two main methods to setting up autopayment for your Capital One credit card, online and via the mobile app.

Online

To set up autopayment online, follow the steps below:

  1. Navigate to the Capital One website.
  2. Log into your account.
  3. Select "Set Up Autopay."
  4. Choose the bank account you will be using for the payment.
  5. Select the amount you want to pay each month (you can choose a minimum amount, statement balance or a different amount).
  6. Click on "Choose this amount."
  7. Confirm the details. You have now set up autopayments.

Mobile App

You can also set up autopayments for your Capital One credit card using its mobile app. The steps for setting it up via mobile app are:

  1. Open the Capital One app on your smart device.
  2. Log into your account.
  3. Tap on the credit card for autopayments.
  4. Select the three dots above "Make a Payment."
  5. From the popup menu select "Set Up AutoPay."
  6. Select the bank account to link to your Capital One credit card.
  7. Choose the amount you wish to pay each month (minimum amount, statement balance or another amount).
  8. Slide to Set up Autopayments.

Setting up autopayments for your Capital One credit card is a convenient way to stay on top of your monthly statement. For more assistance or information, contact customer service here.

Why Did GetHuman Write "How Do I Setup Autopayment for My Capital One Credit Card?"?

After thousands of Capital One customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Setup Autopayment for My Capital One Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Capital One if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Capital One Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Capital One in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Setup Autopayment for My Capital One Credit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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