How Do I Sign Up for Capital One Credit Card?

Consumers considering applying for a Capital One credit card are provided with information on what to consider before making their application and how Capital One received applications. They are provided step-by-step instructions on applying online. Readers are given a brief explanation of how to apply via mail, telephone or in-person as well.

If you are in the market for a credit card, you may be considering a Capital One Visa or MasterCard and want more information. How do you sign up for a Capital One credit card? You can contact Capital One customer support here for more information and assistance, and you can read below for the steps to submitting your application.

Steps to take Before Applying

Before you apply for a Capital One credit card, make sure you have done your homework. Here are some things to consider before submitting your application:

  1. Do you currently have a budget? If not, you will want to go ahead and budget your money so you will know the size of credit card payment you can comfortably afford. If you cannot fit a credit card payment into your budget, you may want to wait until your circumstances improve somewhat.
  2. What is your current credit score? Will opening a Capital One credit card help your overall credit health?
  3. Think about your needs and why you are considering a credit card. Will it be for emergencies only? Are you using it to build credit?
  4. Check your mail. Have you received a pre-approved offer from Capital One? If you have, this will increase your chances of getting a credit card from Capital One.

How to Apply

There are four ways to apply for a Capital One credit card: online, via mail, over the phone, and in person.


The quickest way to apply for a Capital One credit card is online. To submit your online application, follow the steps below:

  1. Go to the Capital One website.
  2. Click on "Credit Cards."
  3. If you want to see if you qualify for a Capital One card, click on "See I'm Pre-Approved."
  4. Answer all the pre-approval questions.
  5. See which Capital One cards you are pre-approved for and choose the one that best fits your needs.
  6. Answer the remaining questions to complete your application.
  7. You will get an answer within a few minutes telling you if you were approved or denied.

Via Mail

If you have received an offer in the mail stating you are pre-approved for a Capital One credit card, you can fill out the attached application and return it in the envelope provided. Once Capital One receives your application, it will process the information and either mail your new card to you or mail a letter explaining why you were not approved for a Capital One card.

Telephone Application

You can contact Capital One customer service here and submit an application over the telephone. The representative will ask you questions about your income, if you rent or own, and get verbal consent to check your credit. You will be notified by the representative if you are approved or denied.


If you live near Capital One Bank, you can visit your local branch and submit an application in person. As with the other options, you will need to provide identifying information about yourself, your financial situation and any other pertinent information.

Capital One offers many different credit cards and many ways to apply for one. If you need more assistance or have questions, contact Capital One customer support here.

How Do I Sign Up for Capital One Credit Card?

Why Did GetHuman Write "How Do I Sign Up for Capital One Credit Card?"?

After thousands of Capital One customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Sign Up for Capital One Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Capital One if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Capital One Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Capital One in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Sign Up for Capital One Credit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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