The Direct Express card is a simple prepaid debit card that is usually issued to federal benefit recipients so that they can receive their benefits electronically. This card offers the much-needed security and convenience required to access your money and make purchases.
The good thing about the Direct Express card is that you don't need to have a bank card to sign up for the card. But, the big question is; what happens when your Direct Express card is stolen, goes missing, or expires? Do you get a card replacement? Read on to find out everything you need to know about Direct Express card replacement.
As soon as you notice that your Direct Express card is missing or has been stolen, you should immediately call Direct Express card customer service department and report the issue. If you are calling from outside the United States, a customer service agent will be on standby to assist you, and your new card will be sent to you wherever you are.
However, it is critical that you call right away because if someone has your card, he/she can use up your funds hence denying you access to your legal social security benefits.
Keep in mind that it may take a bit of an effort to get a live customer service agent. But don't give up while calling. Remember the fact that your primary goal is to reach Direct Express card customer service representatives no matter how long it may take you so that you don't put your funds at risk. Once you get connected to a representative, request them to cancel your existing card and order a new one
The good news is that there is no fee charged for the first card replacement within a year. But, once you utilize your free card replacement slot for a year, you will be charged $4 for any additional card replacement request that you make.
If you need your Direct Express card replacement as soon as possible, the card issuer will charge you a fee that will facilitate the shipping of your card via UPS or FedEx. You will be given a tracking code so that you can monitor your card movement online.
Typically, your Direct Express card will remain valid through to the end of the expiration month and year. Before your card expires, Direct Express will issue you with free card replacement and ensure that the replacement card reaches you before the expiration date of your existing card.
The replacement card will be mailed to you automatically. If you have any questions regarding your expired card replacement, make sure that you contact Direct Express for further assistance.
If your card was stolen, you need to make sure that you monitor your Direct Express online as you wait for the replacement card to arrive. This will help you ensure that nobody is using your lost card to make unauthorized transactions on your account.
If you don't see any activity, then you can be assured that your old card was canceled as requested. However, if you notice any fraudulent activity taking place on your account, call Direct Express customer service department again and ask them to look at the suspicious charges.
The sooner you report the fraudulent activity, the better since it increases your chances of getting the money back. If you don't receive your replacement card by the time indicated by customer service, call them again to inquire about your card status update. You should also take appropriate measures to protect your card from potential fraud and skimming.