Discover is a popular credit card choice with many consumers, and there are many benefits associated with owning and using a Discover credit card. However, there may come a time when you feel the need to close your credit card account. This can be accomplished in a few simple steps.
You don't have to pay off your balance before closing your Discover account, but you'll need to continue making payments. Also, make sure to redeem any points you've accumulated from using your Discover card before closing the account.
If you want to close your Discover credit card, you can do so over the phone:
1. Make sure you have your personal identification number, credit card number and answers to your security questions ready.
2. Call the customer service number located on the back of your card. If you don't have your card handy, you can also find this number at the top of your monthly statement.
3. You'll be connected with a customer service representative, who will guide you through the steps of closing your credit card account.
It's important to note that Discover doesn't offer the option of closing your credit card online.
Once you close your credit card, you'll have to apply for a new one. It's not possible to close a Discover card on a temporary basis. However, it's also important to point out that there isn't a fee associated with closing your Discover credit card account.
If you require assistance with or have questions about closing your account, reach out to Discover.
After thousands of Discover customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Close My Discover Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Discover if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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