How Do I Close My Discover Credit Card?

Closing your Discover credit card account can be done in a few easy steps over the phone. Before closing your account, make sure to redeem any points you've accumulated. Currently, Discover doesn't offer an option to close your account online. If you have need assistance with closing your account, you can reach out to Discover directly.

How Do I Close My Discover Credit Card?

Discover is a popular credit card choice with many consumers, and there are many benefits associated with owning and using a Discover credit card. However, there may come a time when you feel the need to close your credit card account. This can be accomplished in a few simple steps.

Considerations Before Closing Your Discover Credit Card Account

You don't have to pay off your balance before closing your Discover account, but you'll need to continue making payments. Also, make sure to redeem any points you've accumulated from using your Discover card before closing the account.

How to Close Your Discover Card Over the Phone

If you want to close your Discover credit card, you can do so over the phone:

1. Make sure you have your personal identification number, credit card number and answers to your security questions ready.

2. Call the customer service number located on the back of your card. If you don't have your card handy, you can also find this number at the top of your monthly statement.

3. You'll be connected with a customer service representative, who will guide you through the steps of closing your credit card account.

It's important to note that Discover doesn't offer the option of closing your credit card online.

Once you close your credit card, you'll have to apply for a new one. It's not possible to close a Discover card on a temporary basis. However, it's also important to point out that there isn't a fee associated with closing your Discover credit card account.

If you require assistance with or have questions about closing your account, reach out to Discover.

Why Did GetHuman Write "How Do I Close My Discover Credit Card?"?

After thousands of Discover customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Close My Discover Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Discover if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Discover Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Discover in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Close My Discover Credit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

Discover

Asked a year ago
Updated a year ago
Viewed 235,160 times
Discover
how to close discover account closing discover account
cancel discover account

What customers are saying about this and similar problems

I was updating my phone number for my debit account and somehow I have been locked out...
My card has been locked and I need to access both my debit card and credit card as soon...
My card has been locked and I need to access both my debit card and credit card as soon...
My card has been locked and I need to access both my debit card and credit card as soon...
I’m traveling out of the us. I cannot use my card.
Was this page helpful? If so, please share!
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!