How Do I Sign Up for Discover Credit Card?

Whether you want to obtain your first credit card or improve your score, you can sign up for a Discover credit card following several easy instructions. You can also earn points, cash back, and other rewards with certain purchases or through a bill pay service upon approval. If you need assistance, contact a customer service representative.

Opening a new credit account can be an exciting experience. Not only can it net you perks and rewards, but it also allows you to start building a credit history or improve your FICO score. As you establish your reputation as a cardholder, you can gain opportunities and privileges only extended to loyal customers in good standing. If you want to know how to get a Discover credit card, read this article for crucial information.

Before You Apply

Although you may be anxious to sign up for a Discover credit card, it helps to consider the offers and benefits a creditor provides. Various choices depend on your situation and what you wish to gain or accomplish upon approval. It is easy to choose the wrong card if you misinterpret specific details or fail to read the guidelines. There are several popular card types available, and at least one should relate to your needs.

Cashback: You can earn redeemable points along with cashback bonus offers included with purchases at participating retail stores.

Student Cashback: If you attend college and have a high grade point average, you can receive a good grade reward using student credit. For as long as your account remains open, an incentive becomes available to use per school year.

Secured Credit: If you have a poor financial history, a secured card can help you improve your score and rebuild your profile. Unlike an unsecured card, you decide your balance depending on a refundable cash deposit amount. For example, if you deposit $200, you can get a line of credit of the same balance. One benefit is that a lender can increase your limit if you make consistent payments.

Travel Credit: A travel card is a reasonable choice to earn miles (or points) that cover your transportation expenses. Also, you have the option to book airline or hotel services using statement credit, a check, or via bank transfer. One suggestion is to assume each point is worth at least one cent to get the most out of the card.

Business Credit: A business card can provide the necessary cash flow to help entrepreneurs build and maintain their enterprises. If you're a business owner who lacks a well-established credit history, you can qualify if you show proof that you own a registered company. Also, incentives are available for travel and retail discounts.

In some cases, a stellar credit rating doesn't guarantee approval, nor is it mandatory. Every situation is different and could include factors that cause rejection. Some creditors require that customers have a current history or a verifiable income. However, others are lenient and only request a minimum balance payment, contributing to a cardholder's credit limit. When you apply for a Discover credit card, read the company's terms and conditions to determine if you qualify.

How to Sign Up for a Discover Credit Card

The application process is quick if you understand the rules. Here is a list of instructions to obtain a card:

  1. Go to the Discover site.
  2. Click the 'All Products' drop-down list and choose 'Credit Cards.'
  3. In the list, choose 'All Credit Cards.'
  4. On the next page, scroll down the list of cards.
  5. Choose a card.
  6. Click the 'Apply Now' Button.
  7. On the Discover It shortcut application, click 'Skip this Step.'
  8. Choose a custom card design.
  9. Scroll down and fill out the required fields.
  10. Read the 'Terms and Conditions' then check the box.
  11. Click the 'Submit' button.

Contacting Discover

If you experience difficulty during the sign-up process, contact an agent via phone. The average maximum waiting time is four minutes, but you could be connected sooner. Live chat is also available if you opt to send a message through a form. Make sure to provide comprehensive details of your situation to ensure the best solution.<

Why Did GetHuman Write "How Do I Sign Up for Discover Credit Card?"?

After thousands of Discover customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Sign Up for Discover Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Discover if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Discover Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Discover in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Sign Up for Discover Credit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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