How Do I Start Gaining Points with Discover?

If you're shopping for a new credit card, you're probably taking the cards' rewards programs into account when making your comparisons. The Discover rewards program works a little differently than most. Instead of points that are only redeemable for certain types of purchases or merchandise, Discover points can only be used for cash back. The way you gain points depends on which Discover card you have.

If you're in the market for a new credit card, you're probably looking into rewards programs from major cards. Because these programs can earn you lots of savings on future purchases, they're an important factor in any credit card decision. The Discover rewards program can be a great choice, and we'll cover how you can start earning points with it below.

The Discover Rewards Program

The Discover rewards program is a little different from most other credit card companies. Most credit card rewards programs allow you to redeem points for merchandise and other purchases, while Discover only offers cash back. However, merchandise and other purchase redemptions are notorious for being bad values. With Discover's program, you simply get cash that you can spend on anything you want, for full value.

How to Gain Points with Discover

You can earn points in different ways, depending on which Discover card you have.

Discover it Cash Back Card, NHL Discover it Card, and Discover More Card: Get 5% cash back on purchases made in several different categories. These categories change on a regular basis, so you'll have to keep yourself updated on the list if you want to maximize your points. After $1,500 cash back in a quarter, the reward drops to 1%.

Discover it Chrome Gas & Restaurant Card, and Discover it Secured Card: Get 2% back on gas and restaurant purchases. After $1,000 cash back in a quarter, the reward drops to 1%.

Discover it Business Card: Get 1.5% back on all purchases.

Contacting Discover

If you have questions about any of Discover's rewards programs or other card inquiries, you can talk to one of Discover's customer service agents by chat, phone or help forum.


Why Did GetHuman Write "How Do I Start Gaining Points with Discover?"?

After thousands of Discover customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Start Gaining Points with Discover? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Discover if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Discover Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Discover in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Start Gaining Points with Discover? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.


Asked 7 months ago
Updated 7 months ago
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