If you have Esurance as your auto insurance provider and would like to find a way to save money, you could get them to give you a lower rate. Esurance offers several different discounts, and you should be able to qualify for one or more of them.
Esurance offers a discount to good students. If you are 25 or under, enrolled in college, and have a GPA higher than 3.0 then you could get a discount of as much as 10%.
If you get your car's manufacturer to installed Esurance-approved safety equipment such as automatic seatbelts, you'll get a discount.
Install an approved anti-theft device and you make auto theft less likely. To reward you for lowering the odds that Esurance will be required to replace it, the company will discount your rate.
If you have had your driver's license for at least three years, and if you have no more than one point on your license, you could get a discount of up to 40%!
Esurance's DriveSense program gives participants a way to keep track of their driving habits, with relevant data being reported to Esurance. If you enroll in this program you can get a discount.
If you pay your full year's insurance premiums all in one lump sum at the start of the year instead of paying it in monthly installments, you'll pay a lower rate.
If you are 50 or older, you can qualify for a discount if you take a defensive driving course approved by Esurance.
If you have other kinds of Esurance policy along with your auto insurance, you can bundle them together into a single policy. Doing so will lower your rate.
If you need to ask Esurance any questions to help you make your decision, contact an Esurance customer service representative. You can contact one by phone, chat, and email.
After thousands of Esurance customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Get Esurance to Lower My Rate? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Esurance if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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