How Do I Get Esurance to Lower My Rate?

One way you can lower your spending is to have your auto insurance premiums lowered. If you get your auto insurance through Esurance, there are several discounts you could qualify for, including getting an anti-theft device installed, improving your GPA, taking a defensive driving course, paying your premiums in one lump sum, and more.

If you have Esurance as your auto insurance provider and would like to find a way to save money, you could get them to give you a lower rate. Esurance offers several different discounts, and you should be able to qualify for one or more of them.

Get Your GPA Up

Esurance offers a discount to good students. If you are 25 or under, enrolled in college, and have a GPA higher than 3.0 then you could get a discount of as much as 10%.

Install Safety Equipment

If you get your car's manufacturer to installed Esurance-approved safety equipment such as automatic seatbelts, you'll get a discount.

Install an Anti-Theft Device

Install an approved anti-theft device and you make auto theft less likely. To reward you for lowering the odds that Esurance will be required to replace it, the company will discount your rate.

Drive Safely

If you have had your driver's license for at least three years, and if you have no more than one point on your license, you could get a discount of up to 40%!

Ask about the DriveSense Program

Esurance's DriveSense program gives participants a way to keep track of their driving habits, with relevant data being reported to Esurance. If you enroll in this program you can get a discount.

Pay Your Premium Up Front

If you pay your full year's insurance premiums all in one lump sum at the start of the year instead of paying it in monthly installments, you'll pay a lower rate.

Take a Defensive Driving Course

If you are 50 or older, you can qualify for a discount if you take a defensive driving course approved by Esurance.

Bundle Your Policies

If you have other kinds of Esurance policy along with your auto insurance, you can bundle them together into a single policy. Doing so will lower your rate.

Have any Questions?

If you need to ask Esurance any questions to help you make your decision, contact an Esurance customer service representative. You can contact one by phone, chat, and email.


Why Did GetHuman Write "How Do I Get Esurance to Lower My Rate?"?

After thousands of Esurance customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Get Esurance to Lower My Rate? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Esurance if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Esurance Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Esurance in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Get Esurance to Lower My Rate? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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