The cost of car insurance will depend on your specific situation, so the best way to get an idea of your coverage cost is by filing for a quote. Here's how to get started:
Start by going to the Esurance website and looking for "Get a Quote" on the homepage. Enter your zip code then follow the on-screen instructions.
You'll need info like your name, address, car type, and driving history to complete the quote process.
Although Esurance doesn't explain its calculation process in full, these factors will likely influence your cost of coverage:
Since younger drivers are more likely on average to take risks and get in accidents, insurance companies tend to charge more for drivers under the age of 25.
Your credit score
If you have good credit, you can generally expect to pay less for car insurance. However, credit isn't the only factor insurers look at. If you've been in multiple at-fault accidents (accidents you caused), you will probably have a higher monthly fee.
How much you drive
People who drive more present a greater risk. If you drive a lot, car insurance companies may charge you more for coverage.
Your driving record
Like credit history, auto insurance companies think driving records are a good indicator of overall risk. If you have a clean driving history, you'll probably pay less for insurance.
Where you live
Since some locations have higher rates of car accidents or auto theft, your insurance company will consider your location when calculating your rate. High-risk areas mean higher prices.
If you have more questions about the cost of car insurance from Esurance, you can call or email the company. Esurance doesn't offer a live chat service, so calling an agent will be your best option for quick answers.
After thousands of Esurance customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Much Is Esurance Auto Insurance Per Month? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Esurance if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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