If you are making student loan payments to Navient then you might want to enroll in their Autopay option. Having your student loan repayment taken care of automatically for you every month can eliminate the risk that you forget and end up with late or missed payments on your record. To enroll in Navient's autopay, follow the instructions below.
Setting Up Autopay with Navient
You will now be enrolled in Navient's autopay program. However, as you may have noticed, there is only one option for monthly payments: the minimum amount your loan requires. This has the advantage of keeping your monthly payments at a minimum. It has the disadvantage of extending your total payment period and increasing the total amount of interest you pay. If you want to make payments that are larger than the minimum amount, you are going to need to use one of the following workarounds:
Make Extra Payments Yourself
There's nothing stopping you from logging in to your Navient account and making extra payments whenever you want to. They won't be made automatically, but at least the minimum amount will be. In fact, you can use the payment notification you receive when your automatic payment is made to remind you to make the extra payments.
Have Your Bank Make the Extra Payments
You bank should be able to automatically make monthly payments for you. Just go talk to one of your bank representatives about having them make automatic payments to Navient every month. This will give you all the convenience of automatic payment, and it overcomes Navient's autopay limit.
If you have any problems with making your Navient payments the way you want to then it's time to contact their customer service. They have both a help forum and a customer service phone line. You can find contact information for both here.
After thousands of Navient customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Enroll in Autopay with Navient? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Navient if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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