Navient: Is there a way to qualify for a repayment plan based off of my income?

A simple guide for solving this common Navient problem quickly and effectively by GetHuman

There is. Since these are federal loans there are several different payment options that you can use to lower your payments and seek assistance. We recommend checking out the Income-Driven Repayment. You can find more about it by searching online, or you can call Navient and have them send you some more information. Use this number to do so call Navient here. Let me know if this helps!
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Author: Adam • May 4th, 2016

About this Step by Step Guide

After thousands of Navient customers came to GetHuman in search of an answer to this problem, along with others, we decide it was high time to publish instructions. Here are just a few examples of the types of questions we were being asked or problems reported by users like you: Navient: Is there a way to qualify for a repayment plan based off of my income?; I need to inquire about a name change and about parent plus; i have not received a stipend from everest university for this term; Daughter obtained parent plus loans without my knowledge using my pin. I am a single parent with...; Settle my student loans for **% or lower, how can I pay them off by Friday?; My account is current and I want to get late payments removed from my credit reports.... So we put together this guide to try to help. It has 1 step(s) to it. It takes an average of 46 minutes to get through these steps according to other users, including time spent working through each step and contacting Navient. And we tried to include a checklist of information you'll need when you try to fix this yourself. Best of luck and please let us know if you successfully resolve your issue with this.

Why does GetHuman Write How-to Guides for Navient Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Navient that helps customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. If you have other problems or questions and you can't find the solution here, please let us know. We are writing new step by step guides every day for problems like this. And if you spot any issues with our Is there a way to qualify for a repayment plan based off of my income? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.


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