There are many reasons that you may need to cancel. However, you might be forced to cancel your credit card service due to various issues such as theft or losing your credit card. Although canceling a credit card is possible with some banks, other banks do not allow you to cancel a credit card but still let you lock it.
PNC Financial is one such bank that does not allow its customers to cancel a credit card, although they can lock it. When your PNC credit card is locked, you cannot make withdrawals, complete new purchases, or receive advances on the credit card.
The PNC credit card lock feature is not entirely different from canceling a credit card — although it is reversible. It stops almost every transaction from going through except for those authorized prior to locking the card or any scheduled transactions linked to the card. There is no limit on how long you can lock the credit card, and it can be unlocked at any point to reactivate the card.
After locking or unlocking your credit card, it will be deactivated or activated instantly so you do not have to wait for an approval process from the bank. However, this does not apply to stolen or lost credit cards. In this case, it is mandatory that you report to PNC Financial by contacting customer service through a phone call or the online portal.
Locking your credit card should not be a challenge if you have access to the PNC online portal. The procedure below should guide you through the locking process:
If you have lost your PNC Financial credit card, you will need to lock it permanently. It is impossible to do this via the above process, so you will need to contact the bank's customer service for assistance. You can also visit a branch. They will walk you through the process of permanently deactivating your card to prevent any unauthorized transactions.
After thousands of PNC Bank customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Cancel My Pnc Bank Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting PNC Bank if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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