How Do I Cancel My Pnc Bank Credit Card?

When you use the PNC Easy Lock feature to lock your card, it cannot be used to complete any transaction until you reactivate it. It can be done through the bank's online banking portal. All you have to do is select the Easy Lock option after logging in and follow the given instructions. Select the lock or unlock option and confirm. Customer service can also provide you with more information on the same.

There are many reasons that you may need to cancel. However, you might be forced to cancel your credit card service due to various issues such as theft or losing your credit card. Although canceling a credit card is possible with some banks, other banks do not allow you to cancel a credit card but still let you lock it.

PNC Financial is one such bank that does not allow its customers to cancel a credit card, although they can lock it. When your PNC credit card is locked, you cannot make withdrawals, complete new purchases, or receive advances on the credit card.

How Does It Work?

The PNC credit card lock feature is not entirely different from canceling a credit card — although it is reversible. It stops almost every transaction from going through except for those authorized prior to locking the card or any scheduled transactions linked to the card. There is no limit on how long you can lock the credit card, and it can be unlocked at any point to reactivate the card.

After locking or unlocking your credit card, it will be deactivated or activated instantly so you do not have to wait for an approval process from the bank. However, this does not apply to stolen or lost credit cards. In this case, it is mandatory that you report to PNC Financial by contacting customer service through a phone call or the online portal.

How to Lock My PNC Financial Credit Card

Locking your credit card should not be a challenge if you have access to the PNC online portal. The procedure below should guide you through the locking process:

  1. Log on to the PNC online portal and select the "Easy Lock" option.
  2. Select the credit card you are looking to cancel. The process can be used for both business and personal cards. It is worth noting that locking one card does not lock every other card you have from PNC.
  3. Select the lock or unlock option. However, you can only do this once you confirm that you have read and understood the terms and conditions provided by the bank. After clicking on this option, you will need to confirm that you wish to go ahead with the lock request. Once you confirm this, the card will be deactivated.
  4. Once your card is locked, keep monitoring it regularly if used to complete any unauthorized transactions. If you notice anything out of the ordinary, contact customer service for assistance.

If you have lost your PNC Financial credit card, you will need to lock it permanently. It is impossible to do this via the above process, so you will need to contact the bank's customer service for assistance. You can also visit a branch. They will walk you through the process of permanently deactivating your card to prevent any unauthorized transactions.

Why Did GetHuman Write "How Do I Cancel My Pnc Bank Credit Card?"?

After thousands of PNC Bank customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Cancel My Pnc Bank Credit Card? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting PNC Bank if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for PNC Bank Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like PNC Bank in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Cancel My Pnc Bank Credit Card? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

PNC Bank

Asked 6 months ago
Updated 6 months ago
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How to Lock my PNC Financial Credit Card
How Do I Cancel My PNC Financial Credit Card?

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