How Do I Get Progressive to Lower My Rate?

Progressive is an auto insurance company that saves customers money, even when that means showing the rates of its competitors for easy comparison. Progressive offers opportunities for discounts, and customers can give the insurance company a call to learn more ways to save.

Progressive began in 1937 in Cleveland, Ohio when two guys wanted to provide insurance that anyone and everyone could afford. Today, Progressive offers more than 30 other insurance products in addition to auto. There are ways of saving money on necessary insurance. Needless to say, insurance is a convenience, and it needs to work well without shortcuts that end up costing some consumers in the long run. Learn how to save more on your rate if you're currently a customer, and how to get the best rate for the insurance you want if you're not a customer yet.

For Current Customers

Current customers of Progressive may already qualify for a bundling discount if you have more than one insurance. Maybe bundling home or business can help you save? A progressive customer service representative can go over some choices with you based on questions.

Progressive also offers a Snapshot discount. You receive a small device to install near the base of your car's steering wheel. This gadget tracks your driving and provides usage-based insurance. You even receive a discount for enrolling. There's even an option to use the Snapshot app in lieu of the device. Note that you may need to enroll in this program for at least 6 months before you see any change in your rate.

Progressive also offers loyalty-based discounts for multiple cars on the same policy. There are also discounts for paperless statements, paying in full, and or using autopay. The company also offers discounts for drivers under 18 years old who maintain a "B" average or better.

There's a discount if you're a homeowner, even if your home isn't insured with Progressive. Additionally, there's a discount for families with full-time students who live more than 100 miles from home, are under 22 years old and don't have a car while at school.

Progressive also states that customers who have never had an accident in the past 5 years average paying up to 31% less than customers who have had accidents or violations.

To help customers save even more, Progressive has a help page dedicated to cheap and affordable car insurance. The page details some advice on savings because Progressive still operates by the founders' intent to provide affordable insurance for everyone. One piece of advice mentions using the comparison rate tool or reviewing your policy thoroughly to remove items you may no longer need. Raising your deductible and removing inactive drivers and cars all help lower your rate. Please call Progressive Customer Service for more details.

For Future Customers

As stated above, Progressive offers many discounts for customers. The best part is not only are they open to new customers, but people who have yet to switch can use Progressive's Name Your Price Tool. It's a simple tool where you enter what you'd like to pay and the tool shows you some recommended coverages. Progressive also advises potential customers to use the comparison rate tool, which shows possible rates with other companies.

Why Did GetHuman Write "How Do I Get Progressive to Lower My Rate?"?

After thousands of Progressive Insurance customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Get Progressive to Lower My Rate? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Progressive Insurance if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Progressive Insurance Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Progressive Insurance in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Get Progressive to Lower My Rate? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

Progressive Insurance

Asked a year ago
Updated a year ago
Viewed 1,116,498 times
Progressive Insurance
Tips to Lower Progressive Rate
How do I lower my rate with Progressive?

What customers are saying about this and similar problems

Been trying to email car loss paperwork and you never get it or it won’t send. Just wa...
Need to update billing and contact information
Hyundai Tucson **** Car needs towed. Leaking oil- still under warranty. Need to have th...
My name is Stephanie Lopez, I need a new auto insurance policy and I have been on the p...
I need a quote for home owners insurance
Was this page helpful? If so, please share!
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!