How Do I Switch My Car Insurance to Root Insurance?
Root makes switching from your current policy easy. Use the Root mobile app to ask Root to request for your old coverage to be canceled. It is always a good idea to verify it was canceled so you won't have any problems or penalties in the future.
Switching from one insurance company to another is not so hard to do with Root, and it could amount to huge savings for you. The Root auto insurance mobile app makes the switch fast and easy. If you become a policyholder with Root, just request that Root cancel your previous insurance provider right through the app. Once you have made the switch, you can expect to save hundreds annually on your car insurance.
Make the switch in 5 simple steps:
- Decide when you would like to switch
- Don't let your current insurance coverage lapse
- Compare coverage plans, price, and reviews
- Watch for misleading discounts and hidden fees
- Follow up
If you would like more information, click here to contact a representative at Root.
1. Decide When You Would Like to Switch
You can switch car insurance plans anytime since there are no contracts you are bound to like with many phone plans. One of the best times to compare auto insurance rates is when your policy will soon be up for renewal. In addition, check with your current insurance company before canceling your policy to find out if they charge a fee for early termination.
2. Compare Coverage Plans, Price, and Reviews
While price is important, it isn't the only thing to be considered when shopping around for auto insurance quotes. There are other things to research such as bad customer service, poor coverage, and exaggerations on deals and discounts. Make sure you know what you're getting for your money since some companies will offer you a great deal on a coverage plan that may not even cover half the costs of an accident resulting in damages or injuries.
3. Watch for Misleading Discounts and Hidden Fees
Many insurance companies charge rates that are most likely inflated by covering costs of bad driver claims. Find out how your rates were determined and what factors contributed to this decision. Remember deals and discounts that sound too good to be true usually are. Root mainly focuses on your driving behavior, so the better you drive during your test period the lower your rates will be.
4. Don't Let Your Current Insurance Coverage Lapse
To avoid a coverage lapse, start the new policy before canceling the current one. Gaps in your history are noted and could lead to you being penalized in the future. Even if your coverage overlaps, all you have to do is show proof you have a new policy and you may even get a prorated refund.
5. Follow Up
Always double-check to ensure your old policy was canceled. If possible, get a confirmation of the cancellation or ask for a confirmation email. While Root requests your old insurance policy to be canceled, there's no guarantee it will be.
Further questions?
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