How Much Is State Farm Auto Insurance Per Month?

The monthly cost of your insurance policy varies based on your age, gender, location, vehicle type and other personal information. The coverage options and deductibles you choose will also play a significant role in deciding the cost of the policy. You can find the estimated cost of your policy using the estimator tool available on the website. Your agent and customer service representative can give you detailed information on the estimated cost of your auto insurance policy.

State Farm offers insurance services to policyholders in all 50 states and works with over 19,000 agents. The monthly cost of State Farm auto insurance varies based on your vehicle type, vehicle model, state and driving history. The cost also depends on the coverage options you choose.

Policyholders can take advantage of several discounts to lower their auto insurance costs. Your insurance agent can give you comprehensive information about monthly premium rates and coverage associated with different auto insurance policies. The agent can also help you plan your policy to minimize insurance costs.

Monthly Cost of Full Coverage Policies

Full coverage policies offer comprehensive coverage and cover a range of accidents and events. A typical full coverage auto insurance policy offers comprehensive coverage, collision coverage, liability insurance coverage, rental car coverage, student driver coverage and travel and lodging coverage if your vehicle gets into an accident in another location.

The monthly cost of these policies is around $105. You can lower the cost further by raising deductibles, bundling or choosing discounts.

Monthly Cost of Minimal Coverage Policies

Minimal coverage policies are designed in alignment with the minimal coverage requirements in your state. While the cost and coverage requirements vary from state to state, the average monthly cost of minimal insurance policies is around $54. These policies typically offer:

  • Collision coverage to cover accidents that occur when your vehicle collides with another vehicle, another moving object or static object.
  • Comprehensive coverage for accidents other than collision accidents.
  • Liability insurance coverage to compensate the victim if you are the "at-fault driver" in an accident.

Customized Policies

You can customize your insurance policy to include the specific coverage options you need. Visit the company's official website for detailed information about coverage options available for policyholders. You can also eliminate coverage options you are unlikely to need. The monthly cost of the policy will depend on the coverage options you choose and your deductibles.

Monthly Cost After Discounts

State Farm provides over 20 different discounts to policyholders. The monthly cost of State Farm auto insurance is bound to be lower after bundling discounts and multi-car discounts. Further, the monthly premium costs also vary based on the policy holder's age, gender and marital status. Student drivers and teen drivers are eligible for discounts of up to 25%.

You can find out more about discounts you may be eligible for by contacting the company's customer service team on the phone. All relevant State Farm contact details are available in the GetHuman directory. You can also calculate the estimated after discount costs using the "estimator tool" on the website.

Compute Your Insurance Cost

You can compute your estimated insurance costs by visiting the company's website. Perform the following steps to get an estimate:

  1. Access the official website and click on the "Get a quote" option on top of the page.
  2. Enter your zip code in the relevant text box.
  3. The page will ask for your personal information, vehicle information, driving information and driving history.
  4. Choose the discounts you plan on using.
  5. Click on the "Start a Quote" button.
  6. The page will display the estimated cost of your insurance policy.

The company may also consider your credit history and other driving records to price your policy.

Why Did GetHuman Write "How Much Is State Farm Auto Insurance Per Month?"?

After thousands of State Farm customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Much Is State Farm Auto Insurance Per Month? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting State Farm if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for State Farm Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like State Farm in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Much Is State Farm Auto Insurance Per Month? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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