How Much Is the Hartford Auto Insurance Per Month?

Figuring out how much you can expect to pay for car insurance can be very complicated. factors affecting the cost include age, credit score, vehicle type, zip code and driving history. luckily the Hartford has a quote-generating tool so you can get an idea of what you'll be paying without speaking on the phone.

Americans spend an average of $102 per month for car insurance, this number is based on Americans who are between the ages of 25 and 65 with a clean driving record and at least six years of driving experience. In other words, $102 a month is what you could expect to pay if The Hartford views you as a more or less ideal candidate. That being said, there are many factors that can contribute to the price you will likely be paying in reality.

Factors That Affect Cost of Car Insurance with The Hartford

Some factors that contribute to the price of car insurance are driving history, credit score, age and even zip code. Plus, the type of vehicle you drive can also affect your insurance cost. For example, if you drive a luxury car, sports vehicle, or a vehicle that is more likely to be stolen, your insurance will cost more. This is because owning a high-risk car means you're more likely to file a high-level, expensive claim.

Credit score and driving history also matter greatly because The Hartford is trying to understand how responsible of a person you are. If The Hartford decides that you are not a responsible person and that you're more likely to get in a vehicle accident one day, then they are going to charge you more for insurance. That's why age is also an important factor. Insurance companies feel they can trust people between the ages of 25 and 60, outside these ages and the insurance company feels that you're either too old or too young and are at higher risk of filing a claim.

The state in which you live can also have an effect on cost. Different states require different levels of minimum coverage. Likewise, some zip codes have more auto accidents per capita than others, and for this reason, your zip code can have an effect on insurance costs.

Getting an Insurance Quote with The Hartford

There are a lot of different factors that affect the cost of your car insurance, and although it can be difficult to find exactly how much you should expect to pay, The Hartford allows you to easily get a preliminary quote without having to speak with a representative. Click here to begin inputting information so you can get a better idea of what you should expect to pay.

If you aren't satisfied with the information provided by this quote generator, don't hesitate to call customer service and have your specific questions answered by a real person. Click here for The Hartford customer service information.

Why Did GetHuman Write "How Much Is the Hartford Auto Insurance Per Month?"?

After thousands of The Hartford customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Much Is the Hartford Auto Insurance Per Month? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting The Hartford if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for The Hartford Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like The Hartford in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Much Is the Hartford Auto Insurance Per Month? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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How much is the Hartford Car insurance?

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