How Do I Transfer Funds from My Vanguard Account?

If you use Vanguard's online investing tools, you need to know how to withdraw money from your Vanguard account and into your bank account. To withdraw your money with an Electronic Bank Transfer, you first need to link that bank account to your Vanguard account for Vanguard to authenticate it. You can also send a wire transfer. Under some circumstances, Vanguard will also help you transfer your money to an unverified account.

Vanguard has some popular investment tools that many people use to make money. If you're one of those people, you need to learn how to transfer your earnings from your Vanguard account to your bank account. Reading this article will show you several different ways of doing that.

Linking Your Vanguard and Bank Accounts

An electronic bank transfer is the easiest way of withdrawing money from your Vanguard account and into your bank account. To do this, you must first link your Vanguard account and your bank account together following these steps:

  1. Go to the Vanguard web page.
  2. Sign in.
  3. Expand the My Account menu at the top of the page.
  4. Select Profile and Account Settings.
  5. Click on Banking and Money Movement.
  6. Click on Bank Information.
  7. Click on Add a New Bank Account.
  8. Enter your first and last names.
  9. Enter the account and routing numbers for your bank.
  10. Click Review.
  11. Review the information on the review page.
  12. Click on Continue to E-Sign.
  13. Answer a security question.
  14. Click on Sign & Submit.

Withdrawing Money with an Electronic Bank Transfer

To withdraw money with an Electronic Bank Transfer, follow these steps:

  1. Sign into your account.
  2. Navigate to the Sell Funds page.
  3. Select your bank account from the "Where is your money going?" menu.
  4. Select Electronic Bank Transfer.
  5. Enter the amount you want to transfer.
  6. Provide any other information you are asked for.
  7. Submit the transfer.

Withdrawing Money with a Wire Transfer

You can also transfer your money to your bank account with a wire transfer. To send a wire transfer from your Vanguard account to your bank account, follow the same steps for withdrawing money by Electronic Bank Transfer. However, replace Step 4 with "Select Wire Transfer."

Vanguard charges a $10 fee for wire transfers out of a Vanguard account. This fee is waived if you have $1 million or more in your Vanguard account.

Sending Money to a Bank Account Not Linked to Your Vanguard Account

If you need to withdraw your money into a bank account you haven't linked with your Vanguard account, you may be able to. Under some circumstances, Vanguard will work with you to help you get your money into an account that hasn't been authenticated during the linking process. This sometimes comes up, for example, during the seven to10 day period after a client has linked a bank account but before it has been authenticated. To make a transfer in these circumstances, call Vanguard customer service between 8:00 a.m. and 8:00 p.m. Eastern Standard Time Mondays through Fridays and explain your situation.

Contacting Vanguard

If you need help withdrawing money from your Vanguard account, or if you have any other questions, you can contact a Vanguard customer service representative. You can reach one on the Vanguard help forum or by phone.

Why Did GetHuman Write "How Do I Transfer Funds from My Vanguard Account?"?

After thousands of Vanguard customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Transfer Funds from My Vanguard Account? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Vanguard if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.

Why does GetHuman Write How-to Guides for Vanguard Problems?

GetHuman has been working for over 10 years on sourcing information about big organizations like Vanguard in order to help customers resolve customer service issues faster. We started with contact information and fastest ways to reach a human at big companies. Particularly ones with slow or complicated IVR or phone menu systems. Or companies that have self-serve help forums instead of a customer service department. From there, we realized that consumers still needed more detailed help solving the most common problems, so we expanded to this set of guides, which grows every day. And if you spot any issues with our How Do I Transfer Funds from My Vanguard Account? guide, please let us know by sending us feedback. We want to be as helpful as possible. If you appreciated this guide, please share it with your favorite people. Our free information and tools is powered by you, the customer. The more people that use it, the better it gets.

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