Some Venmo limitations can be removed, while others are enforced strictly. Removing Venmo limitations usually comes down to complying with federal guidelines. Common issues include Venmo balances, bank transfers, number of linked cards, and payment limits. In this article, you'll learn how to verify your identity with Venmo and recognize why your account was limited.
Venmo limitations are outlined in its User Agreement and can change according to Venmo's discretion at any time. Limitations include the number of cards you can have on file, the ability to use your Venmo balance, the amount of money transferable between Venmo and banks, and payment limits. Some Venmo limitations can be reduced, while others remain as part of the terms of service.
Venmo limits each user to four linked cards. The card limit is tracked on a six-month rolling basis, including deleted cards. For security reasons, Venmo does not allow users to add more than four cards and will not adjust that limit for any user. The only solution is to remove a card and wait six months, counting from the time you added your first card.
If Venmo requests that you verify your identity, it only gives you until the end of the month to comply. The company will specify an exact date in an email. User who don't verify their identity in time are unable to make payments via their Venmo balance. Verify your identity to remove Venmo limitations with the following steps:
Bank transfer limits are enforced on a weekly rolling basis. For example, if an initial transfer occurs on Tuesday at 10:00 AM, the limit will lift the following Tuesday at 10:01 AM. Venmo's bank transfer limitations vary, depending on the user's verification level.
Venmo's standard payment limits are as follows:
Over time, Venmo tracks your account history, activity, and Venmo Mastercard activity, among other things, to determine if your limits should be reduced. If they are, you'll need to contact Venmo directly for more information about the decision and to appeal the limit.
After thousands of Venmo customers came to GetHuman in search of an answer to this problem (and many others), we decided it was time to publish instructions. So we put together How Do I Remove Venmo Limitations? to try to help. It takes time to get through these steps according to other users, including time spent working through each step and contacting Venmo if necessary. Best of luck and please let us know if you successfully resolve your issue with guidance from this page.
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